Brewery Canning Line Financing
Brewery Canning Line Financing: Bay Street Funding amount $25,000 – $5,000,000; canning line ($50K–$500K+); 6–22% APR over 2–7-year terms. Foody repaid across 36 to 84 months. SBA The maximum loan amount for a 7(a) loan is $5 million. Dimension 100% financing. BeerCPA A $250,000 canning line purchased in 2025. Equipped starts at $85,000. Mobile West ($150,000 – $1,000,000 or more).
Last updated: September 7, 2026
Financing vs host/lease CapEx
| Path | What sources list | Source page |
|---|---|---|
| Equipment financing range | Bay Street Funding amount $25,000 – $5,000,000; Most brewery equipment financing runs $100K–$1.5M; canning line ($50K–$500K+); Brewery equipment financing runs 6–22% APR over 2–7-year terms | Bay Street equipment |
| Foody term / down | repaid across 36 to 84 months; 10 to 20 percent down; Term 24 to 84 months; Time to funding 1 to 5 business days; Estimates, not offers | Foody Finance |
| SBA 7(a) | The maximum loan amount for a 7(a) loan is $5 million; Loan guarantee 85% $150,000 or less; 75% if greater than $150,000 | SBA.gov 7(a) |
| 100% / Section 179 | Dimension 100% of Project Costs Included in the Financing; Write off up to 100% on your taxes under IRS Section 179; Crestmont finance up to 100% of the equipment value | Dimension · Crestmont |
| $1 Buyout / lease path | Bay Street $1 Buyout Lease; Equipment is yours at end of term for $1; BeerCPA A lease will typically run for anything between 24 and 60 months | Bay Street · BeerCPA |
| Buy CapEx ranges | Equipped only about $50,000; starts at $85,000; starts at $165,000; BeerCPA A $250,000 canning line purchased in 2025; financing + bonus depreciation | Equipped · BeerCPA ROI |
| Host CapEx-avoid | Mobile West No need to lay out capital ($150,000 – $1,000,000 or more) for a canning line | Mobile West |
Lender and SBA product notes
Bay Street lists Brewhouses, fermenters, canning lines, kegging — financed by lenders who understand the brewery business, with $1 Buyout Lease and SBA 7(a) for Brewery Equipment. Foody: Brewery equipment financing pays your vendor for tanks, packaging lines, glycol, and cold storage. Dimension: New & Used Brewery Equipment Financed and FINANCE 100% OF COSTS. Celtic: From grain handlers to canning machines, we finance most kinds of brewery and beer-making equipment, including SBA 7(a) and SBA 504. Crestmont: SBA 7(a) loans can fund up to $5 million for equipment, real estate, or working capital; Equipment Financing + Working Capital $30K–$150K.
| Claim | URL | Listed |
|---|---|---|
| Bay Street funding amount | baystreetlending.com/industries/breweries/equipment-financing | Funding amount $25,000 – $5,000,000 |
| Bay Street typical deal size | baystreetlending.com/industries/breweries/equipment-financing | Most brewery equipment financing runs $100K–$1.5M |
| Bay Street APR / term | baystreetlending.com/industries/breweries/equipment-financing | Brewery equipment financing runs 6–22% APR over 2–7-year terms |
| Bay Street canning line CapEx | baystreetlending.com/industries/breweries/equipment-financing | canning line ($50K–$500K+) |
| Bay Street $1 Buyout Lease | baystreetlending.com/industries/breweries/equipment-financing | $1 Buyout Lease |
| Bay Street $1 buyout ownership | baystreetlending.com/industries/breweries/equipment-financing | Equipment is yours at end of term for $1 |
| Bay Street $1 lease ≡ loan | baystreetlending.com/industries/breweries/equipment-financing | Functionally equivalent to a loan but structured as a lease |
| Bay Street SBA 7(a) equipment | baystreetlending.com/industries/breweries/equipment-financing | SBA 7(a) supports brewery equipment up to $5M with 10-year terms |
| Bay Street SBA qualified APR | baystreetlending.com/industries/breweries/equipment-financing | typical qualified-borrower pricing around 10–13% APR |
| Bay Street SBA slower timeline | baystreetlending.com/industries/breweries/equipment-financing | slower (60–90 days) |
| Bay Street conventional terms | baystreetlending.com/industries/breweries/equipment-financing | 3–7 year terms, 7–14% APR for established borrowers, 15–30% down |
| Bay Street down payment | baystreetlending.com/industries/breweries/equipment-financing | Down Payment 15–30% typical |
| Bay Street credit score | baystreetlending.com/industries/breweries/equipment-financing | Credit Score 650+ for best terms |
| Bay Street funding speed | baystreetlending.com/industries/breweries/equipment-financing | Within 15 days |
| Bay Street Section 179 | baystreetlending.com/industries/breweries/equipment-financing | Section 179 tax benefits |
| Bay Street canning lines industry | baystreetlending.com/industries/breweries/ | Canning lines run $50K–$300K |
| Bay Street funding range industry | baystreetlending.com/industries/breweries/ | $25K–$5M Typical funding range |
| Bay Street SBA min credit | baystreetlending.com/industries/breweries/ | 680+ SBA min credit score |
| Foody repaid term | foodyfinance.com/financing/equipment-financing/for/breweries | repaid across 36 to 84 months |
| Foody down payment | foodyfinance.com/financing/equipment-financing/for/breweries | 10 to 20 percent down |
| Foody typical amount | foodyfinance.com/financing/equipment-financing/for/breweries | Typical amount 5,000 to 500,000 |
| Foody term range | foodyfinance.com/financing/equipment-financing/for/breweries | Term 24 to 84 months |
| Foody time to funding | foodyfinance.com/financing/equipment-financing/for/breweries | Time to funding 1 to 5 business days |
| Foody estimates | foodyfinance.com/financing/equipment-financing/for/breweries | Estimates, not offers |
| Foody fixed payment | foodyfinance.com/financing/equipment-financing/for/breweries | Fixed monthly payment |
| Foody equipment collateral | foodyfinance.com/financing/equipment-financing/for/breweries | The equipment secures the transaction |
| Foody packaging lines use | foodyfinance.com/financing/equipment-financing/for/breweries | Brewery equipment financing pays your vendor for tanks, packaging lines, glycol, and cold storage |
| SBA 7(a) max loan sentence | sba.gov/loans/7a-loans/ | The maximum loan amount for a 7(a) loan is $5 million |
| SBA 7(a) max loan amount | sba.gov/loans/7a-loans/ | Maximum loan amount $5,000,000 |
| SBA 7(a) guarantee ≤$150k | sba.gov/loans/7a-loans/ | Loan guarantee 85% $150,000 or less |
| SBA 7(a) guarantee >$150k | sba.gov/loans/7a-loans/ | 75% if greater than $150,000 |
| Dimension 100% project costs | dimensionfunding.com/brewery-financing-solutions/ | 100% of Project Costs Included in the Financing |
| Dimension Section 179 write-off | dimensionfunding.com/brewery-financing-solutions/ | Write off up to 100% on your taxes under IRS Section 179 |
| Dimension 100% incl install | dimensionfunding.com/brewery-financing-solutions/ | 100% financing including delivery costs, installation and maintenance |
| Dimension FINANCE 100% OF COSTS | dimensionfunding.com/brewery-financing-solutions/ | FINANCE 100% OF COSTS |
| Dimension Canning Lines | dimensionfunding.com/brewery-financing-solutions/ | Canning Lines |
| Dimension Bottling / Canning Systems | dimensionfunding.com/brewery-financing-solutions/ | Bottling / Canning Systems |
| Celtic canning machines finance | celticbank.com/brewery-equipment | From grain handlers to canning machines, we finance most kinds of brewery and beer-making equipment |
| Celtic SBA 7(a) | celticbank.com/brewery-equipment | SBA 7(a) |
| Celtic SBA 504 | celticbank.com/brewery-equipment | SBA 504 |
| Celtic Canning machines label | celticbank.com/brewery-equipment | Canning machines |
| Crestmont SBA 7(a) up to $5M | crestmontcapital.com/industry/breweries | SBA 7(a) loans can fund up to $5 million for equipment, real estate, or working capital |
| Crestmont 100% equipment value | crestmontcapital.com/industry/breweries | finance up to 100% of the equipment value |
| Crestmont 24-hour decisions | crestmontcapital.com/industry/breweries | Most brewery loan decisions happen within 24 hours of a complete application |
| Crestmont Equip+WC range | crestmontcapital.com/industry/breweries | Equipment Financing + Working Capital $30K–$150K |
| Crestmont Long-Term+LOC range | crestmontcapital.com/industry/breweries | Long-Term Business Loan + LOC $100K–$500K |
| Crestmont SBA/Long-Term range | crestmontcapital.com/industry/breweries | SBA 7(a) or Long-Term Loan $250K–$2M |
| Crestmont Section 179 note | crestmontcapital.com/industry/breweries | potentially benefit from Section 179 depreciation |
| Crestmont preserve cash | crestmontcapital.com/industry/breweries | preserve cash for operations |
| BeerCPA $250k line CapEx | beercpa.com/canning-line-roi-breweries/ | A $250,000 canning line purchased in 2025 |
| BeerCPA financing + bonus depreciation | beercpa.com/canning-line-roi-breweries/ | financing + bonus depreciation |
| BeerCPA Section 179 limits | beercpa.com/canning-line-roi-breweries/ | Section 179 expensing limits ($2.5 million cap, with a $4 million phase-out threshold) |
| BeerCPA mobile/contract $/can | beercpa.com/canning-line-roi-breweries/ | Mobile/Contract Canning Cost: ~$0.35–$0.50 per 16oz can |
| BeerCPA in-house after CapEx | beercpa.com/canning-line-roi-breweries/ | In-House Cost (After CapEx): ~$0.10–$0.18 per 16oz can |
| BeerCPA lease 24–60 months | beercpa.com/weekly-digests/should-you-lease-or-buy-assets/ | A lease will typically run for anything between 24 and 60 months |
| BeerCPA lease preserves cash | beercpa.com/weekly-digests/should-you-lease-or-buy-assets/ | If you decide to lease an asset, you won’t have to hand over a large chunk of your business’s cash |
| BeerCPA take small business loan | beercpa.com/weekly-digests/should-you-lease-or-buy-assets/ | Take out a small business loan |
| BeerCPA asset finance definition | beercpa.com/business-guides/asset-finance-guide | Asset finance allows you to acquire or use assets without having to pay in full up front |
| Mobile West CapEx-avoid | mobilewestcanning.com/our-services/ | No need to lay out capital ($150,000 – $1,000,000 or more) for a canning line |
| Mobile West profits day one | mobilewestcanning.com/our-services/ | Realize profits day one |
| Equipped only about $50,000 | equippedbrewer.longitudemedia.com/the-equipped-bre…rchase-a-system | only about $50,000 |
| Equipped starts at $85,000 | equippedbrewer.longitudemedia.com/the-equipped-bre…rchase-a-system | starts at $85,000 |
| Equipped starts at $165,000 | equippedbrewer.longitudemedia.com/the-equipped-bre…rchase-a-system | starts at $165,000 |
| Equipped starts at $30,000 | equippedbrewer.longitudemedia.com/the-equipped-bre…rchase-a-system | starts at $30,000 |
| Equipped potential finance costs | equippedbrewer.longitudemedia.com/the-equipped-bre…rchase-a-system | potential finance costs |
| Equipped cash-flow question | equippedbrewer.longitudemedia.com/the-equipped-bre…rchase-a-system | Do you have the cash flow to purchase a canning line? |
Frequently Asked Questions
What is Brewery Canning Line Financing?
Brewery Canning Line Financing covers equipment loans, $1 Buyout Lease structures, and SBA 7(a) paths for packaging CapEx. Bay Street lists Funding amount $25,000 – $5,000,000, canning line ($50K–$500K+), and Brewery equipment financing runs 6–22% APR over 2–7-year terms. Foody repaid across 36 to 84 months with 10 to 20 percent down (Estimates, not offers). SBA The maximum loan amount for a 7(a) loan is $5 million. Dimension 100% of Project Costs Included in the Financing. Host alternative: Mobile West No need to lay out capital ($150,000 – $1,000,000 or more) for a canning line.
What loan and lease terms do sources list for brewery canning equipment?
Bay Street: Brewery equipment financing runs 6–22% APR over 2–7-year terms; 3–7 year terms, 7–14% APR for established borrowers, 15–30% down; $1 Buyout Lease with Equipment is yours at end of term for $1; SBA 7(a) supports brewery equipment up to $5M with 10-year terms and typical qualified-borrower pricing around 10–13% APR. Foody: Term 24 to 84 months; Time to funding 1 to 5 business days; Typical amount 5,000 to 500,000 (Estimates, not offers). Crestmont: Most brewery loan decisions happen within 24 hours of a complete application; finance up to 100% of the equipment value.
How does SBA 7(a) financing apply to brewery canning lines?
SBA.gov: The maximum loan amount for a 7(a) loan is $5 million; Loan guarantee 85% $150,000 or less; 75% if greater than $150,000. Bay Street: SBA 7(a) supports brewery equipment up to $5M with 10-year terms; typical qualified-borrower pricing around 10–13% APR; slower (60–90 days). Crestmont: SBA 7(a) loans can fund up to $5 million for equipment, real estate, or working capital. Celtic Bank lists SBA 7(a) and SBA 504 among brewery equipment products and says From grain handlers to canning machines, we finance most kinds of brewery and beer-making equipment.
What CapEx ranges and host alternatives sit beside financing?
Buy CapEx: Bay Street canning line ($50K–$500K+); Bay Street industries Canning lines run $50K–$300K; Equipped only about $50,000, starts at $85,000, starts at $165,000, starts at $30,000; BeerCPA A $250,000 canning line purchased in 2025 with financing + bonus depreciation and Section 179 expensing limits ($2.5 million cap, with a $4 million phase-out threshold). Host CapEx-avoid: Mobile West No need to lay out capital ($150,000 – $1,000,000 or more) for a canning line. BeerCPA In-House Cost (After CapEx): ~$0.10–$0.18 per 16oz can versus Mobile/Contract Canning Cost: ~$0.35–$0.50 per 16oz can.
What down payment, credit, and tax notes are listed for financed canning lines?
Bay Street: Down Payment 15–30% typical; Credit Score 650+ for best terms; Section 179 tax benefits; Within 15 days funding on equipment deals. Foody: 10 to 20 percent down; Fixed monthly payment; The equipment secures the transaction. Dimension: Write off up to 100% on your taxes under IRS Section 179; 100% financing including delivery costs, installation and maintenance; Bottling / Canning Systems and Canning Lines financed. Crestmont: potentially benefit from Section 179 depreciation; Equipment Financing + Working Capital $30K–$150K; Long-Term Business Loan + LOC $100K–$500K; SBA 7(a) or Long-Term Loan $250K–$2M.